About
GiniMachine is a no-code AI credit scoring SaaS platform. Founded 2016 in Vilnius, Lithuania by Ivan Kovalenko. Backed by Elevator Lab. Pricing from €100/month. Builds predictive ML models in minutes without coding or statistics knowledge. Monitors model performance and alerts for retraining needs. Competes with Zest AI, Scienaptic Systems, Borrowell.
Key Facts
- [1]Employees: Employee count: 11-50.
- [2]Company Type: Token company (token-based project).
- [3]Web3: Web3 and blockchain technology company. Token-based project.
- [4]Website: Official website: ginimachine.com.
- [5]AI Technology: Core AI/ML technologies: Predictive ML.
- [6]Region: Region: Americas (United States).
Founder
Andriy Oliynyk
Founder & CEO
AI Technology
Predictive ML
Traditional ML algorithms for classification, regression, and scoring models
Classification
Market Segments
Tech Stack Layers
Details
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View allFrequently Asked Questions
What is GiniMachine?
GiniMachine is a no-code AI credit scoring SaaS platform. Founded 2016 in Vilnius, Lithuania by Ivan Kovalenko. Backed by Elevator Lab. Pricing from €100/month. Builds predictive ML models in minutes without coding or statistics knowledge. Monitors model performance and alerts for retraining needs. Competes with Zest AI, Scienaptic Systems, Borrowell. GiniMachine is classified in the Lending & Credit segment at the Models layer of the financial AI stack.
Who founded GiniMachine?
GiniMachine was founded by Andriy Oliynyk (Founder & CEO).
What AI technology does GiniMachine use?
GiniMachine primarily leverages Predictive ML technology. Traditional ML algorithms for classification, regression, and scoring models. Within the Lending & Credit segment, 58 companies use this technology.
What market segment does GiniMachine operate in?
GiniMachine operates in the Lending & Credit market segment. AI lending and credit companies are reimagining how creditworthiness is assessed, loans are originated, and debt is managed across consumer, small business, and commercial markets.
Who are GiniMachine's competitors?
Companies similar to GiniMachine in the Lending & Credit space include Feedzai ($431M raised), Sardine ($170M raised), Hawk AI ($83M raised), Resistant AI ($55M raised), Flagright ($8M raised). These companies operate in related areas of financial AI: Feedzai focuses on ai-native fraud and financial crime prevention platform for major banks. Sardine focuses on ai risk platform for fraud, credit, and compliance. Hawk AI focuses on ai-powered aml and fraud detection for banks and fintechs. (Based on AIFI Map classification data.)
What products does GiniMachine offer?
GiniMachine builds models-layer solutions for the financial services industry. The company's core offering: No-code AI credit scoring platform. The platform is powered by Predictive ML technology.
Is GiniMachine publicly traded?
GiniMachine operates as a token-based project rather than a traditional equity-backed company. It is a Web3-native platform leveraging blockchain and decentralized finance. The project launched via a fair-launch model without traditional venture capital funding.
Does GiniMachine use Web3 or blockchain technology?
Yes, GiniMachine incorporates Web3 and blockchain technology. No-code AI credit scoring platform. The project operates as a token-based platform. While not solely a crypto company, GiniMachine leverages blockchain alongside its primary focus in lending & credit.





