About
Scienaptic provides an AI credit decisioning platform focused on expanding access for underserved borrowers. Serves 145+ lenders collectively managing $3.9T in assets; processes 3M+ decisions monthly worth $3B+. Strong in credit unions—CUSO backed by 15 strategic CU investors. Has processed $76B+ in applications. Claims 2,000% growth over three years. Also operates in India with customers like TVS Credit and BharatPe.
Key Facts
- [1]Founded: Founded in 2014 in New York, United States.
- [2]Funding: Total funding: $17M. Last round: Sep 2024. Stage: Growth.
- [3]Customers: Key customers include TVS Credit, BharatPe.
- [4]Employees: Employee count: 51-200.
- [5]Website: Official website: scienaptic.ai.
- [6]AI Technology: Core AI/ML technologies: Predictive ML.
- [7]Region: Region: Americas (United States).
Founders
Pankaj Kulshreshtha
Founder & CEO
Pankaj Jain
Former Co-founder
Key Customers & Partners
AI Technology
Predictive ML
Traditional ML algorithms for classification, regression, and scoring models
Classification
Market Segments
Tech Stack Layers
Details
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Frequently Asked Questions
What is Scienaptic AI?
Scienaptic provides an AI credit decisioning platform focused on expanding access for underserved borrowers. Serves 145+ lenders collectively managing $3.9T in assets; processes 3M+ decisions monthly worth $3B+. Strong in credit unions—CUSO backed by 15 strategic CU investors. Has processed $76B+ in applications. Claims 2,000% growth over three years. Also operates in India with customers like TVS Credit and BharatPe. Scienaptic AI is classified in the Lending & Credit segment at the Models layer of the financial AI stack.
Who founded Scienaptic AI?
Scienaptic AI was founded by Pankaj Kulshreshtha (Founder & CEO) and Pankaj Jain (Former Co-founder) in 2014 in New York, United States. The company has been operating for 12 years.
How much funding has Scienaptic AI raised?
Scienaptic AI has raised $17M in total funding, placing the company at the Growth stage. The most recent round closed in Sep 2024. Among 81 funded Lending & Credit companies, Scienaptic AI ranks #70 by total capital raised. (Source: AIFI Map directory.)
What AI technology does Scienaptic AI use?
Scienaptic AI primarily leverages Predictive ML technology. Traditional ML algorithms for classification, regression, and scoring models. Within the Lending & Credit segment, 58 companies use this technology.
What market segment does Scienaptic AI operate in?
Scienaptic AI operates in the Lending & Credit market segment. AI lending and credit companies are reimagining how creditworthiness is assessed, loans are originated, and debt is managed across consumer, small business, and commercial markets.
Where is Scienaptic AI headquartered?
Scienaptic AI is headquartered in New York, United States. The company operates in the Americas region. The team consists of 51-200 employees. United States is home to 324 financial AI companies tracked by AIFI Map.
Who are Scienaptic AI's competitors?
Companies similar to Scienaptic AI in the Lending & Credit space include Feedzai ($431M raised), Sardine ($170M raised), Hawk AI ($83M raised), Resistant AI ($55M raised), Flagright ($8M raised). These companies operate in related areas of financial AI: Feedzai focuses on ai-native fraud and financial crime prevention platform for major banks. Sardine focuses on ai risk platform for fraud, credit, and compliance. Hawk AI focuses on ai-powered aml and fraud detection for banks and fintechs. (Based on AIFI Map classification data.)
What products does Scienaptic AI offer?
Scienaptic AI builds models-layer solutions for the financial services industry. The company's core offering: AI credit decisioning platform for financial institutions. The platform is powered by Predictive ML technology. Notable users include TVS Credit, BharatPe.