About
CAPE Analytics uses deep learning and geospatial imagery to provide instant property intelligence for insurers. Acquired by Moody's in Q1 2025. $61M raised, serving 50+ subscription customers including The Hartford, State Farm, Mercury Insurance, and Hippo. Covers 70M+ US single-family homes plus commercial properties. Founded 2014, backed by insurance strategic investors.
Key Facts
- [1]Founded: Founded in 2014.
- [2]Funding: Total funding: $75M. Last round: Jan 2025. Stage: Growth.
- [3]Customers: Key customers include USAA, Liberty Mutual.
- [4]Employees: Employee count: 51-200.
- [5]Acquisition: Acquired by Moody's.
- [6]Company Type: Acquired company.
- [7]Website: Official website: capeanalytics.com.
- [8]AI Technology: Core AI/ML technologies: Computer Vision.
- [9]Region: Region: Americas (United States).
Founder
Ryan Kottenstette
Co-founder & CEO
Key Customers & Partners
AI Technology
Computer Vision
Image and video processing, OCR, and document extraction
Classification
Market Segments
Details
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View allFrequently Asked Questions
What is CAPE Analytics?
CAPE Analytics uses deep learning and geospatial imagery to provide instant property intelligence for insurers. Acquired by Moody's in Q1 2025. $61M raised, serving 50+ subscription customers including The Hartford, State Farm, Mercury Insurance, and Hippo. Covers 70M+ US single-family homes plus commercial properties. Founded 2014, backed by insurance strategic investors. CAPE Analytics is classified in the Lending & Credit segment at the Data layer of the financial AI stack.
Who founded CAPE Analytics?
CAPE Analytics was founded by Ryan Kottenstette (Co-founder & CEO) in 2014. The company has been operating for 12 years. The company was acquired by Moody's.
How much funding has CAPE Analytics raised?
CAPE Analytics has raised $75M in total funding, placing the company at the Growth stage. The most recent round closed in Jan 2025. Among 81 funded Lending & Credit companies, CAPE Analytics ranks #54 by total capital raised. (Source: AIFI Map directory.)
What AI technology does CAPE Analytics use?
CAPE Analytics primarily leverages Computer Vision technology. Image and video processing, OCR, and document extraction. Within the Lending & Credit segment, 12 companies use this technology.
What market segment does CAPE Analytics operate in?
CAPE Analytics operates in the Lending & Credit and Insurance market segments. AI lending and credit companies are reimagining how creditworthiness is assessed, loans are originated, and debt is managed across consumer, small business, and commercial markets. The company also has a footprint in insurance, reflecting its cross-functional approach to financial AI.
Who are CAPE Analytics's competitors?
Companies similar to CAPE Analytics in the Lending & Credit space include Upstart ($160M raised), Zest AI ($357M raised), Pagaya ($75M raised), Scienaptic AI ($17M raised), Underwrite.ai. These companies operate in related areas of financial AI: Upstart focuses on ai lending platform using alternative data for credit decisions. Zest AI focuses on ai-automated underwriting for credit unions and banks. Pagaya focuses on ai-driven financial network connecting banks to lending. (Based on AIFI Map classification data.)
What products does CAPE Analytics offer?
CAPE Analytics builds data-layer solutions for the financial services industry. The company's core offering: AI geospatial property analysis. The platform is powered by Computer Vision technology. Notable users include USAA, Liberty Mutual.
Is CAPE Analytics publicly traded?
CAPE Analytics is no longer independently traded. The company was acquired by Moody's. Prior to the acquisition, CAPE Analytics had raised $75M in venture funding.





