About
January is an AI-driven humane debt collection platform. Raised $22M+ total including $12M Series B (Dec 2023) led by IA Ventures with Upper90, Shrug Capital. 150x more efficient than traditional agencies. Top performer for 90%+ of clients. 4.7-star Google rating, 90%+ CSAT. Outperforms traditional agencies by 30%. Works with banks, credit unions, BNPL lenders, debt buyers. Millions of borrowers served.
Key Facts
- [1]Funding: Total funding: $22M. Last round: Dec 2023. Stage: Seed.
- [2]Employees: Employee count: 11-50.
- [3]Website: Official website: january.com.
- [4]AI Technology: Core AI/ML technologies: Predictive ML.
- [5]Region: Region: Americas (United States).
Founders
Meir Feder
Co-founder & CEO
Itai Tal
Co-founder & CTO
AI Technology
Predictive ML
Traditional ML algorithms for classification, regression, and scoring models
Classification
Market Segments
Tech Stack Layers
Details
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Frequently Asked Questions
What is January?
January is an AI-driven humane debt collection platform. Raised $22M+ total including $12M Series B (Dec 2023) led by IA Ventures with Upper90, Shrug Capital. 150x more efficient than traditional agencies. Top performer for 90%+ of clients. 4.7-star Google rating, 90%+ CSAT. Outperforms traditional agencies by 30%. Works with banks, credit unions, BNPL lenders, debt buyers. Millions of borrowers served. January is classified in the Enterprise Finance segment at the Applications layer of the financial AI stack.
Who founded January?
January was founded by Meir Feder (Co-founder & CEO) and Itai Tal (Co-founder & CTO).
How much funding has January raised?
January has raised $22M in total funding, placing the company at the Seed stage. The most recent round closed in Dec 2023. Among 79 funded Enterprise Finance companies, January ranks #61 by total capital raised. (Source: AIFI Map directory.)
What AI technology does January use?
January primarily leverages Predictive ML technology. Traditional ML algorithms for classification, regression, and scoring models. Within the Enterprise Finance segment, 58 companies use this technology.
What market segment does January operate in?
January operates in the Enterprise Finance market segment. AI enterprise finance companies are automating and enhancing the financial operations of businesses — from accounting and treasury management to financial planning, analysis, and corporate finance.
Who are January's competitors?
Companies similar to January in the Enterprise Finance space include Unit21 ($92M raised), Kaaj ($4M raised), Lendbuzz ($310M raised), Ramp ($2.3B raised), Brex ($1.5B raised). These companies operate in related areas of financial AI: Unit21 focuses on ai-powered fraud and aml platform. Kaaj focuses on agentic ai for small-business lending automation. Lendbuzz focuses on ai auto financing for underserved populations. (Based on AIFI Map classification data.)
What products does January offer?
January builds applications-layer solutions for the financial services industry. The company's core offering: AI-driven humane debt collection platform. The platform is powered by Predictive ML technology.