About
Ramp offers corporate cards and spend management software, now valued at $32B (Nov 2025) with $1B+ ARR and $100B+ in annual payment volume. Revenue doubled YoY; serves 50,000+ customers including Shopify, Figma, Notion, Anduril, and CBRE. Enterprise segment grew 133% with 2,200+ enterprise customers. Raised $2.3B total. Overtook Brex in TPV by 2024. Dual revenue model: interchange fees plus SaaS subscriptions for AP automation and expense tools.
Key Facts
- [1]Founded: Founded in 2019 in New York, United States.
- [2]Funding: Total funding: $2.3B. Last round: Nov 2025. Stage: Late Stage.
- [3]Valuation: Valued at $32.0B.
- [4]Customers: Key customers include Shopify, Figma, Notion, Anduril, CBRE, Vercel.
- [5]Employees: Employee count: 1,001-5,000.
- [6]Revenue: Annual revenue/ARR: approximately $1.0B.
- [7]Website: Official website: ramp.com.
- [8]AI Technology: Core AI/ML technologies: Predictive ML.
- [9]Region: Region: Americas (United States).
Founders
Eric Glyman
Co-founder & CEO
Karim Atiyeh
Co-founder & CTO
Gene Lee
Co-founder
Key Customers & Partners
AI Technology
Predictive ML
Traditional ML algorithms for classification, regression, and scoring models
Classification
Market Segments
Tech Stack Layers
Details
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Frequently Asked Questions
What is Ramp?
Ramp offers corporate cards and spend management software, now valued at $32B (Nov 2025) with $1B+ ARR and $100B+ in annual payment volume. Revenue doubled YoY; serves 50,000+ customers including Shopify, Figma, Notion, Anduril, and CBRE. Enterprise segment grew 133% with 2,200+ enterprise customers. Raised $2.3B total. Overtook Brex in TPV by 2024. Dual revenue model: interchange fees plus SaaS subscriptions for AP automation and expense tools. Ramp is classified in the Banking & Payments segment at the Applications layer of the financial AI stack.
Who founded Ramp?
Ramp was founded by Eric Glyman (Co-founder & CEO), Karim Atiyeh (Co-founder & CTO), and Gene Lee (Co-founder) in 2019 in New York, United States.
How much funding has Ramp raised?
Ramp has raised $2.3B in total funding, placing the company at the Late Stage stage. The most recent round closed in Nov 2025. The company is valued at approximately $32.0B. Ramp generates approximately $1.0B in annual revenue. Among 38 funded Banking & Payments companies, Ramp ranks #5 by total capital raised. (Source: AIFI Map directory.)
What AI technology does Ramp use?
Ramp primarily leverages Predictive ML technology. Traditional ML algorithms for classification, regression, and scoring models. Within the Banking & Payments segment, 19 companies use this technology.
What market segment does Ramp operate in?
Ramp operates in the Banking & Payments and Enterprise Finance and Lending & Credit market segments. AI-powered banking and payments companies are modernizing the core infrastructure of financial services — how money moves, how accounts are managed, and how banking operations are run at scale. The company also has a footprint in enterprise finance and lending & credit, reflecting its cross-functional approach to financial AI.
Where is Ramp headquartered?
Ramp is headquartered in New York, United States. The company operates in the Americas region. The team consists of 1,001-5,000 employees. United States is home to 324 financial AI companies tracked by AIFI Map.
Who are Ramp's competitors?
Companies similar to Ramp in the Banking & Payments space include Unit21 ($92M raised), Kaaj ($4M raised), Lendbuzz ($310M raised), Stripe ($9.8B raised), Brex ($1.5B raised). These companies operate in related areas of financial AI: Unit21 focuses on ai-powered fraud and aml platform. Kaaj focuses on agentic ai for small-business lending automation. Lendbuzz focuses on ai auto financing for underserved populations. (Based on AIFI Map classification data.)
What products does Ramp offer?
Ramp builds applications-layer solutions for the financial services industry. The company's core offering: AI-powered corporate cards and spend management. The platform is powered by Predictive ML technology. Notable users include Shopify, Figma, Notion, Anduril.