About
Ridley is an AI platform for selling homes without agent commissions. Founded by Mike Chambers. Launched July 2025 in Colorado. Raised $6.4M seed (Dec 2025) led by Fifth Wall with 1984 Ventures. $999 base fee for AI-guided selling. $150M+ in properties listed. Users saved avg $25K in commissions (up to $135K). Partnered with Thumbtack for services.
Key Facts
- [1]Funding: Total funding: $6M. Last round: Dec 2025. Stage: Seed.
- [2]Employees: Employee count: 1-10.
- [3]Website: Official website: ridley.ai.
- [4]AI Technology: Core AI/ML technologies: Predictive ML.
- [5]Region: Region: Americas (United States).
Founder
Ridley Team
Early stage
AI Technology
Predictive ML
Traditional ML algorithms for classification, regression, and scoring models
Classification
Market Segments
Tech Stack Layers
Details
Related Companies
View all in Lending & Credit
Unit21
AI-powered fraud and AML platform
Upstart
AI lending platform using alternative data for credit decisions
Zest AI
AI-automated underwriting for credit unions and banks
Pagaya
AI-driven financial network connecting banks to lending
Scienaptic AI
AI credit decisioning platform for financial institutions
Underwrite.ai
AI underwriting and credit risk modeling for lenders
Other Seed Companies
View all
Frequently Asked Questions
What is Ridley?
Ridley is an AI platform for selling homes without agent commissions. Founded by Mike Chambers. Launched July 2025 in Colorado. Raised $6.4M seed (Dec 2025) led by Fifth Wall with 1984 Ventures. $999 base fee for AI-guided selling. $150M+ in properties listed. Users saved avg $25K in commissions (up to $135K). Partnered with Thumbtack for services. Ridley is classified in the Lending & Credit segment at the Applications layer of the financial AI stack.
Who founded Ridley?
Ridley was founded by Ridley Team (Early stage).
How much funding has Ridley raised?
Ridley has raised $6M in total funding, placing the company at the Seed stage. The most recent round closed in Dec 2025. Among 81 funded Lending & Credit companies, Ridley ranks #76 by total capital raised. (Source: AIFI Map directory.)
What AI technology does Ridley use?
Ridley primarily leverages Predictive ML technology. Traditional ML algorithms for classification, regression, and scoring models. Within the Lending & Credit segment, 58 companies use this technology.
What market segment does Ridley operate in?
Ridley operates in the Lending & Credit market segment. AI lending and credit companies are reimagining how creditworthiness is assessed, loans are originated, and debt is managed across consumer, small business, and commercial markets.
Who are Ridley's competitors?
Companies similar to Ridley in the Lending & Credit space include Unit21 ($92M raised), Upstart ($160M raised), Zest AI ($357M raised), Pagaya ($75M raised), Scienaptic AI ($17M raised). These companies operate in related areas of financial AI: Unit21 focuses on ai-powered fraud and aml platform. Upstart focuses on ai lending platform using alternative data for credit decisions. Zest AI focuses on ai-automated underwriting for credit unions and banks. (Based on AIFI Map classification data.)
What products does Ridley offer?
Ridley builds applications-layer solutions for the financial services industry. The company's core offering: AI platform for selling homes without commission. The platform is powered by Predictive ML technology.